Paying for school is not just about tuition fees. Students also worry about food, housing, books, transport, and health care. These daily costs are called living expenses, and they can be very expensive, especially when studying abroad. The good news is that many fully funded scholarships now pay for both tuition and living expenses.
In this in-depth guide, you will learn about the Top 7 Scholarships That Cover Living Expenses in 2025. This article is written in very simple language so that anyone, including young students, parents, and first-time scholarship seekers, can easily understand it.
This guide will explain what each scholarship offers, who can apply, and why it is valuable. If you want to study without worrying about money, this article is for you.
What Are Scholarships That Cover Living Expenses?
A scholarship that covers living expenses does more than just pay school fees. It helps students live comfortably while studying.
These scholarships usually pay for:
- Tuition fees
- Monthly living allowance or stipend
- Accommodation or housing support
- Health insurance
- Travel costs such as flight tickets
- Books and study materials
Because of these benefits, fully funded scholarships are very competitive and highly respected worldwide.
Why Fully Funded Scholarships Matter in 2025
Education costs are rising every year. In 2025, many students face financial stress due to inflation, housing costs, and travel expenses. Scholarships that cover living expenses allow students to focus on learning instead of money problems.
Main benefits include:
- Less stress about daily expenses
- Equal chances for students from poor backgrounds
- Ability to study in top universities
- Better academic and career opportunities
Now let us explore the Top 7 Scholarships That Cover Living Expenses in 2025.
1. Fulbright Foreign Student Program
Overview
The Fulbright Foreign Student Program is one of the most famous scholarships in the world. It allows international students to study in the United States.
What the Scholarship Covers
- Full tuition fees
- Monthly living allowance
- Housing support
- Health insurance
- Travel costs to and from the USA
Who Can Apply
- Students from over 160 countries
- Graduate students, young professionals, and researchers
- Strong academic background and leadership skills
Why It Is Special
The Fulbright Program focuses on cultural exchange and leadership. Students gain global experience and build lifelong connections.
2. Chevening Scholarship (United Kingdom)
Overview
The Chevening Scholarship is funded by the UK government. It supports international students who want to study a one-year master’s degree in the UK.
What the Scholarship Covers
- Full tuition fees
- Monthly living allowance
- Accommodation support
- Travel costs
- Visa fees
Who Can Apply
- Students from Chevening-eligible countries
- Applicants with leadership potential
- At least two years of work experience
Why It Is Special
Chevening scholars often become leaders in politics, business, education, and social work.
3. DAAD Scholarships (Germany)
Overview
DAAD scholarships are funded by the German government and support international students studying in Germany.
What the Scholarship Covers
- Monthly living allowance
- Free or low-cost tuition
- Health insurance
- Travel allowance
- Study and research grants
Who Can Apply
- Undergraduate, master’s, and PhD students
- Students from developing and developed countries
- Strong academic performance
Why It Is Special
Germany offers high-quality education with very low tuition fees, making DAAD one of the best options in 2025.
4. Erasmus Mundus Joint Master’s Scholarships
Overview
Erasmus Mundus is funded by the European Union. It allows students to study in multiple European countries during one program.
What the Scholarship Covers
- Full tuition fees
- Monthly living allowance
- Travel and relocation costs
- Insurance coverage
Who Can Apply
- Students from any country
- Bachelor’s degree holders
- High academic achievement
Why It Is Special
Students study in at least two different European countries and earn a joint degree.
5. MEXT Scholarship (Japan)
Overview
The MEXT Scholarship is funded by the Japanese government. It supports international students at undergraduate, master’s, and PhD levels.
What the Scholarship Covers
- Full tuition fees
- Monthly living allowance
- Free accommodation or housing support
- Travel costs
- Medical insurance
Who Can Apply
- Students recommended by embassies or universities
- Strong academic background
- Interest in Japanese culture
Why It Is Special
Students get access to advanced technology, research facilities, and cultural learning in Japan.
6. Australia Awards Scholarships
Overview
Australia Awards Scholarships are funded by the Australian government. They support students from developing countries.
What the Scholarship Covers
- Full tuition fees
- Monthly living allowance
- Accommodation support
- Health insurance
- Travel costs
Who Can Apply
- Students from Asia, Africa, and the Pacific
- Future leaders and change-makers
- Academic excellence
Why It Is Special
The scholarship focuses on building skills that help improve home countries after graduation.
7. Gates Cambridge Scholarship
Overview
The Gates Cambridge Scholarship is funded by the Bill and Melinda Gates Foundation. It supports international students at the University of Cambridge.
What the Scholarship Covers
- Full tuition fees
- Monthly living allowance
- Housing support
- Travel expenses
- Family allowance (where applicable)
Who Can Apply
- International students outside the UK
- Outstanding academic achievement
- Commitment to social impact
Why It Is Special
This is one of the most prestigious scholarships in the world with a strong focus on leadership and service.
Comparison Table of the Top 7 Scholarships That Cover Living Expenses in 2025
| Scholarship Name | Country | Level | Living Expenses Covered |
|---|---|---|---|
| Fulbright | USA | Master’s, PhD | Yes |
| Chevening | UK | Master’s | Yes |
| DAAD | Germany | All Levels | Yes |
| Erasmus Mundus | Europe | Master’s | Yes |
| MEXT | Japan | All Levels | Yes |
| Australia Awards | Australia | All Levels | Yes |
| Gates Cambridge | UK | Graduate | Yes |
How to Increase Your Chances of Winning These Scholarships
Winning scholarships that cover living expenses requires preparation and focus.
Key tips:
- Start early and research deadlines
- Maintain strong academic grades
- Write a clear and honest personal statement
- Get strong recommendation letters
- Show leadership and community involvement
- Follow instructions carefully
Final Thoughts on the Top 7 Scholarships That Cover Living Expenses in 2025
The Top 7 Scholarships That Cover Living Expenses in 2025 offer life-changing opportunities for students around the world. These scholarships remove financial barriers and allow students to study in top universities without stress.
If you dream of studying abroad but worry about money, these scholarships can make your dream come true. With proper planning, dedication, and effort, you can secure a fully funded education and build a brighter future.
Education should be about learning, growth, and discovery, not financial fear. Start preparing today, and take one step closer to success in 2025.